What is the salary for this Credit and Risk Analyst position?

Salary information for this Credit and Risk Analyst position is available upon application.

What experience is required for this Credit and Risk Analyst role?

This Credit and Risk Analyst position requires mid_level of experience.

Where is this Credit and Risk Analyst job located?

This Credit and Risk Analyst position is located in Bengaluru, Noida.

How do I apply for this Credit and Risk Analyst position at Paytm?

You can apply for this Credit and Risk Analyst position by clicking the 'Apply Now' button on this page, which will direct you to the official application portal.

Credit and Risk Analyst at Paytm | Bengaluru, Noida | Apply Now | MindMyJob

Join Paytm's dynamic Credit Risk Product Team as a Credit Analyst in Bengaluru or Noida. This pivotal role involves implementing and optimizing credit risk policies, ensuring seamless integration with our proprietary platform, and collaborating with data scientists, product managers, and business stakeholders. You will be instrumental in refining underwriting models and decisioning frameworks to enhance loan performance and mitigate defaults.

Key Responsibilities:

Analyze credit risk across diverse products, including merchant and personal loans.
Liaise with business teams to understand and implement credit risk policies on the platform.
Monitor the performance of credit risk policies and provide constructive feedback to Product and Policy teams.
Leverage alternative data sources, machine learning models, and traditional credit assessment techniques for advanced risk evaluation.
Conduct rigorous testing and scenario analysis to assess policy resilience.
Track key risk indicators (KRIs) and deliver actionable insights to management.
Ensure strict adherence to regulatory guidelines and internal risk policies.
Collaborate with product and technology teams to embed risk-based decision-making into lending operations.

Requirements:

2-6 years of experience, ideally within the fintech or banking sectors.
Proficiency in SQL and Python for comprehensive data analysis and manipulation.
Exceptional analytical, problem-solving, and communication skills.
Demonstrated ability to thrive in a fast-paced, dynamic work environment and foster cross-team collaboration.
Educational qualification: B.Tech from NIT/BITS or equivalent reputed institutions.

Credit and Risk Analyst

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Company

Paytm